Ally Financial (ALLY)

• Market cap: $10.6B
• 1 day: 0.66%
• 5 days: -7.21%
• 1 month: -1.89%
• 3 months: 1.10%
• 6 months: -12.83%
• Year to date: -1.41%
• 1 year: 2.89%
• 5 years: 13.15%
• 10 years: 47.59%
• Sector: Financials
• Industry: State Commercial Banks

About: Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.

Employees: 11,100

Fund manager confidence

Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)

53% more call options, than puts

Call options by funds: $354M | Put options by funds: $232M

0.25% less ownership

Funds ownership: 89.77% [Q2] → 89.52% (-0.25%) [Q3]

1% less funds holding

Funds holding: 571 [Q2] → 568 (-3) [Q3]

3% less repeat investments, than reductions

Existing positions increased: 194 | Existing positions reduced: 201

4% less first-time investments, than exits

New positions opened: 80 | Existing positions closed: 83

10% less capital invested

Capital invested by funds: $10.8B [Q2] → $9.74B (-$1.1B) [Q3]

33% less funds holding in top 10

Funds holding in top 10: 12 [Q2] → 8 (-4) [Q3]

Research analyst outlook

8 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $32 8% downside
• Avg. target: $43 23% upside
• High target: $56 61% upside

8 analyst ratings

• positive: 5 63%
• neutral: 2 25%
• negative: 1 13%

Morgan Stanley Betsy Graseck 73% 1-year accuracy 35 / 48 met price target	20% upside $42	Overweight Maintained	19 Dec 2024
JP Morgan Richard Shane 61% 1-year accuracy 36 / 59 met price target	20% upside $42	Overweight Maintained	9 Dec 2024
Keefe, Bruyette & Woods Sanjay Sakhrani 55% 1-year accuracy 18 / 33 met price target	61% upside $56	Outperform Maintained	9 Dec 2024
Citigroup Keith Horowitz 62% 1-year accuracy 13 / 21 met price target	58% upside $55	Buy Maintained	15 Nov 2024
RBC Capital Jon Arfstrom 89% 1-year accuracy 47 / 53 met price target	15% upside $40	Outperform Reiterated	21 Oct 2024