Pathward Financial (CASH)

• Market cap: $1.81B
• 1 day: 1.03%
• 5 days: -7.57%
• 1 month: -11.21%
• 3 months: 14.15%
• 6 months: 34.82%
• Year to date: 42.44%
• 1 year: 38.93%
• 5 years: 112.67%
• 10 years: 538.02%
• Sector: Financials
• Industry: National Commercial Banks

About: Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.

Employees: 1,244

Fund manager confidence

Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)

120% more call options, than puts

Call options by funds: $1.15M | Put options by funds: $521K

105% more first-time investments, than exits

New positions opened: 43 | Existing positions closed: 21

15% more capital invested

Capital invested by funds: $1.36B [Q2] → $1.56B (+$202M) [Q3]

10% more funds holding

Funds holding: 228 [Q2] → 250 (+22) [Q3]

0% more funds holding in top 10

Funds holding in top 10: 7 [Q2] → 7 (+0) [Q3]

1.27% less ownership

Funds ownership: 91.21% [Q2] → 89.95% (-1.27%) [Q3]

19% less repeat investments, than reductions

Existing positions increased: 79 | Existing positions reduced: 97

Research analyst outlook

2 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $90 20% upside
• Avg. target: $92 23% upside
• High target: $94 26% upside

2 analyst ratings

• positive: 1 50%
• neutral: 1 50%
• negative: 0 0%

Piper Sandler Frank Schiraldi 52% 1-year accuracy 15 / 29 met price target	26% upside $94	Overweight Maintained	23 Dec 2024
Keefe, Bruyette & Woods Timothy Switzer 84% 1-year accuracy 16 / 19 met price target	20% upside $90	Market Perform Maintained	4 Dec 2024