Oportun FinancialOPRT
OPRT
About: Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Employees: 1,718
0
Funds holding %
of 7,310 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
317% more first-time investments, than exits
New positions opened: 25 | Existing positions closed: 6
150% more repeat investments, than reductions
Existing positions increased: 45 | Existing positions reduced: 18
72% more capital invested
Capital invested by funds: $83.5M [Q4 2024] → $143M (+$59.9M) [Q1 2025]
22% more funds holding
Funds holding: 76 [Q4 2024] → 93 (+17) [Q1 2025]
11.45% more ownership
Funds ownership: 59.8% [Q4 2024] → 71.25% (+11.45%) [Q1 2025]
0% more funds holding in top 10
Funds holding in top 10: 4 [Q4 2024] → 4 (+0) [Q1 2025]
6% less call options, than puts
Call options by funds: $291K | Put options by funds: $311K
Research analyst outlook
1 Wall Street Analyst provided 1 year price targets over the past 3 months
Low target
$5
26%
downside
Avg. target
$5
26%
downside
High target
$5
26%
downside
1 analyst rating
0 positive
0%
1 neutral
100%
0 negative
0%
JP Morgan Richard Shane | 26%downside $5 | Neutral Maintained | 8 Apr 2025 |
Financial journalist opinion
Based on 16 articles about OPRT published over the past 30 days
Neutral
GlobeNewsWire
12 hours ago
Oportun Responds to Comments by Findell Capital
Reiterates openness and ongoing efforts to reach constructive compromise with Findell Highlights Board actions to streamline and rebalance director skills in service of all stockholders SAN CARLOS, Calif., July 01, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today issued a statement in response to recent comments made by Findell Capital Management, LLC (“Findell”): “As described in detail in our investor presentation, Oportun has sought a resolution with Findell for months.
Neutral
PRNewsWire
1 day ago
Findell Capital Reiterates Desire for Compromise at Oportun Financial and Issues Statement on Behalf of Scott Parker
NEW YORK , June 30, 2025 /PRNewswire/ -- Findell Capital Partners, LP, (together with its affiliates, "Findell," "we" or "us") one of the largest stockholders of Oportun Financial Corporation (NASDAQ: OPRT) ("Oportun" or the "Company"), today issued the following statement: "We remain committed to reaching a good faith settlement with the Company in order to resolve this situation in a manner that can benefit all stockholders. We firmly believe that compromise can result in improved corporate governance and enhanced value creation under the leadership of directors that possess lending expertise.
Negative
Zacks Investment Research
1 day ago
Oportun vs. Enova: Which Fintech Lender is the Better Pick Right Now?
Can OPRT's AI-driven lending model and discounted valuation give it the edge over ENVA in a tough market? Let's have a closer look.
Neutral
PRNewsWire
1 week ago
Findell Capital Issues Rebuttal Presentation on Oportun Financial and Notes Support of Oportun Founder and Former CEO James Gutierrez
Highlights the Support of Oportun Founder and Former CEO James Gutierrez, who Wrote that Findell Has "Offered a Smart, Focused Plan to Restore Value" Outlines How the Company Forced a Costly Proxy Contest by Refusing to Fill Board Leadership Positions with Independent Directors Who Possess Lending Industry Experience and by Ousting Former OneMain Financial CFO Scott Parker from the Board Makes Clear That Removing Failed CEO Raul Vazquez from the Board Would Strengthen the Board's Oversight of Management Reiterates That Oportun Significantly Underperformed Peers Prior to Findell's Involvement – and That Further Board Refreshment Is Needed to Prevent Additional Value Destruction NEW YORK , June 23, 2025 /PRNewswire/ -- Findell Capital Partners, LP, (together with its affiliates, "Findell," "we" or "us") one of the largest stockholders of Oportun Financial Corporation (NASDAQ: OPRT) ("Oportun" or the "Company"), today issued a rebuttal presentation correcting false and misleading statements made in the Company's June 18 th presentation. Earlier today, Oportun Founder and former CEO James Gutierrez released an open letter to stockholders: see here.
Neutral
GlobeNewsWire
1 week ago
Oportun Issues Letter to Stockholders Detailing CEO Raul Vazquez's Record of Proven Leadership
Urges stockholders to vote “FOR” Mr. Vazquez and Carlos Minetti on the GREEN proxy card
Positive
Zacks Investment Research
1 week ago
Oportun Harnesses Advanced Technology: Could This Be a Turning Point?
OPRT's AI-powered underwriting and digital tools drive efficiency, lower risk and expand market share in lending.
Neutral
GlobeNewsWire
1 week ago
Oportun Releases Investor Presentation Highlighting Strategic Progress
Outlines proactive steps taken by Board and management to drive long-term stockholder value Urges stockholders to vote “FOR” Oportun's two nominees – CEO Raul Vazquez and Carlos Minetti – on the GREEN proxy card SAN CARLOS, Calif., June 18, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today released an investor presentation in connection with the Company's upcoming Annual Meeting of Stockholders, scheduled to be held on July 18, 2025.
Neutral
PRNewsWire
2 weeks ago
Findell Capital Reiterates Commitment to Reaching a Good Faith Settlement at Oportun Financial
NEW YORK , June 17, 2025 /PRNewswire/ -- Findell Capital Partners, LP, (together with its affiliates, "Findell," "we" or "us") one of the largest stockholders of Oportun Financial Corporation (NASDAQ: OPRT) ("Oportun" or the "Company"), today issued the following statement: "While we have gone to great lengths to engage privately with the Board on ideas for creating value and a settlement, we have been met with sustained resistance. Oportun is wasting millions of stockholder dollars to fight one of its largest owners and prevent anyone with lending experience from serving in a Board leadership position – which is ironic and confusing because Oportun is a lending company.
Neutral
PRNewsWire
2 weeks ago
Findell Capital Releases Presentation on Oportun Financial
Visit www.OpportunityAtOportun.com to Download the Presentation NEW YORK , June 16, 2025 /PRNewswire/ -- Findell Capital Partners, LP, (together with its affiliates, "Findell," "we" or "us") one of the largest stockholders of Oportun Financial Corporation (NASDAQ: OPRT) ("Oportun" or the "Company"), today released an investor presentation highlighting the urgent need for additional independence and consumer finance industry expertise in the Company's boardroom. In the presentation, Findell outlines what it sees as the legacy Board of Directors' (the "Board") failure to effectively oversee management and instill accountability: CEO Raul Vazquez turned Oportun's simple lending business into a money-losing fintech platform – destroying nearly $1.5 billion of stockholder capital in the process – by exploding its cost per loan, massively increasing its net charge-offs and pursuing disastrous acquisitions, including the approximately $211 mm purchase of Hello Digit, Inc. As a result of these strategic missteps, the Company's revenue and earnings deteriorated, leading to a roughly 76% collapse in the stock price from September 2019 through March 2023.
Positive
Zacks Investment Research
2 weeks ago
Oportun Surges 80.7% YTD: Is It Too Late to Buy OPRT Stock?
Oportun Financial Corporation's OPRT shares have soared 80.7% this year, significantly outperforming the Zacks Finance sector. Additionally, the stock has performed extremely well compared with its close peers — Enova International, Inc. ENVA and Regional Management Corp. RM.
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