Upstart Holdings
UPST

$34.40

4.34%

Market Cap: $3.08B

About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Employees: 1,388

Financials Finance Services

0

Funds holding %

of 6,686 funds

0

Analysts bullish %

of 8 analysts

Fund manager confidence

Based on 2024 Q2 SEC filings by fund managers ($100M+ AUM)

27% more repeat investments, than reductions

Existing positions increased: 90 | Existing positions reduced: 71

1.67% less ownership

Funds ownership: 45.92% [Q1] → 44.25% (-1.67%) [Q2]

2% less funds holding

Funds holding: 269 [Q1] → 264 (-5) [Q2]

10% less call options, than puts

Call options by funds: $273M | Put options by funds: $303M

11% less first-time investments, than exits

New positions opened: 42 | Existing positions closed: 47

13% less capital invested

Capital invested by funds: $1.06B [Q1] → $917M (-$139M) [Q2]

See Fund Rankings

Research analyst outlook

8 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$10

71%

downside

Avg. target

$26

23%

downside

High target

$35

2%

upside

8 analyst ratings

1 positive

13%

3 neutral

38%

4 negative

50%

JP Morgan Reginald Smith 48% 1-year accuracy 12 / 25 met price target	13%downside $30	Underweight Maintained	20 Aug 2024
Barclays Ramsey El-Assal 58% 1-year accuracy 22 / 38 met price target	2%upside $35	Equal-Weight Maintained	12 Aug 2024
JP Morgan Reginald Smith 48% 1-year accuracy 12 / 25 met price target	22%downside $27	Underweight Maintained	7 Aug 2024
Wedbush David Chiaverini 65% 1-year accuracy 34 / 52 met price target	71%downside $10	Underperform Reiterated	7 Aug 2024
Citigroup Peter Christiansen 45% 1-year accuracy 5 / 11 met price target	4%downside $33	Neutral Upgraded	7 Aug 2024

See Analyst Rankings

Financial journalist opinion

Based on 18 articles about UPST published over the past 30 days

The Motley Fool

2 No-Brainer Growth Stocks to Buy With $1,000 Right Now

These businesses are capitalizing on the future of their respective industries. Eli Lilly is already experiencing untold success amid the GLP-1 inhibitor drug boom, but the nearly 150-year-old company has plenty of growth drivers to rely on.

2 No-Brainer Growth Stocks to Buy With $1,000 Right Now

Zacks Investment Research

3 Fintech Stocks to Buy: AFRM, UPST, PYPL

New economy fintech and payment stocks exhibit strong growth and bullish prospects. Affirm's bullish earnings report last night should bolster this market segment further into 2025.

3 Fintech Stocks to Buy: AFRM, UPST, PYPL

Zacks Investment Research

Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know

Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know

The Motley Fool

2 AI Stocks Down Over 80% to Buy Before It's Too Late

UiPath is a leader in business process automation that is well positioned for growth ahead of a $60 billion opportunity. Upstart Holdings has made significant improvements to its AI lending models that are starting to show in its financial results.

2 AI Stocks Down Over 80% to Buy Before It's Too Late

Fibre Federal Credit Union Selects Upstart for Personal Lending

LONGVIEW, Wash. & SAN MATEO, Calif.--(BUSINESS WIRE)--Fibre Federal Credit Union Selects Upstart for Personal Lending.

Fibre Federal Credit Union Selects Upstart for Personal Lending

'THE NEXT NVIDIA': Wall Street expert names 3 stocks that could explode

EMJ Capital founder Eric Jackson discusses why some on Wall Street have soured on Nvidia and whether generative A.I. will live up to the hype on 'Making Money.

'THE NEXT NVIDIA': Wall Street expert names 3 stocks that could explode

The Motley Fool

1 Unstoppable Artificial Intelligence (AI) Stock Down 90% It's Time to Buy on the Dip

Upstart originates loans using a unique algorithm powered by artificial intelligence. Upstart stock is ticking higher after a 96% peak-to-trough plunge between 2021 and 2022.

1 Unstoppable Artificial Intelligence (AI) Stock Down 90% It's Time to Buy on the Dip

The Motley Fool

Wall Street Analysts Are Bearish on This Artificial Intelligence (AI) Stock. Here's Why I'm Not.

Of the 18 analysts covering Upstart, just one rates it a buy. Upstart should get a significant boost from falling interest rates.

Wall Street Analysts Are Bearish on This Artificial Intelligence (AI) Stock. Here's Why I'm Not.

Zacks Investment Research

Upstart Holdings, Inc. (UPST) Is Up 1.54% in One Week: What You Should Know

Does Upstart Holdings, Inc. (UPST) have what it takes to be a top stock pick for momentum investors? Let's find out.

Upstart Holdings, Inc. (UPST) Is Up 1.54% in One Week: What You Should Know

Upstart Can Move Higher On Short Interest, Efficiency Gains

Upstart Holdings' share price has rebounded over 60% in the last three months, putting it in the green for 2024. Short interest in Upstart is high, potentially leading to a short squeeze that could drive the stock price higher. Concerns about the company's valuation and downside risks, including economic factors and revenue growth challenges, may impact future performance.

Upstart Can Move Higher On Short Interest, Efficiency Gains

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