Upstart HoldingsUPST
About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.
Employees: 1,388
Fund manager confidence
Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)
229% more first-time investments, than exits
New positions opened: 102 | Existing positions closed: 31
108% more capital invested
Capital invested by funds: $955M [Q2] → $1.99B (+$1.04B) [Q3]
26% more funds holding
Funds holding: 268 [Q2] → 339 (+71) [Q3]
9.93% more ownership
Funds ownership: 46.07% [Q2] → 56.0% (+9.93%) [Q3]
1% more call options, than puts
Call options by funds: $591M | Put options by funds: $586M
0% more repeat investments, than reductions
Existing positions increased: 81 | Existing positions reduced: 81
Research analyst outlook
6 Wall Street Analysts provided 1 year price targets over the past 3 months
6 analyst ratings
Needham Kyle Peterson 59% 1-year accuracy 34 / 58 met price target | 55%upside $100 | Buy Upgraded | 13 Dec 2024 |
Redburn Atlantic Simon Clinch 0% 1-year accuracy 0 / 1 met price target | 47%upside $95 | Buy Upgraded | 3 Dec 2024 |
JP Morgan Reginald Smith 54% 1-year accuracy 14 / 26 met price target | 12%downside $57 | Underweight Downgraded | 2 Dec 2024 |
Wedbush David Chiaverini 78% 1-year accuracy 38 / 49 met price target | 7%downside $60 | Neutral Maintained | 8 Nov 2024 |
Citigroup Peter Christiansen 57% 1-year accuracy 8 / 14 met price target | 35%upside $87 | Buy Upgraded | 8 Nov 2024 |
Financial journalist opinion
Based on 25 articles about UPST published over the past 30 days