Affirm (AFRM)

• Market cap: $15B
• 1 day: 0.80%
• 5 days: -19.53%
• 1 month: -40.05%
• 3 months: -33.12%
• 6 months: 16.23%
• Year to date: -25.18%
• 1 year: 25.69%
• 5 years: -51.90%
• 10 years: -51.90%
• Sector: Financials
• Industry: Personal Credit Institutions

About: Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.

Employees: 2,006

Fund manager confidence

Based on 2024 Q4 regulatory filings by fund managers ($100M+ AUM)

142% more first-time investments, than exits

New positions opened: 121 | Existing positions closed: 50

57% more capital invested

Capital invested by funds: $8.06B [Q3] → $12.6B (+$4.57B) [Q4]

15% more funds holding

Funds holding: 421 [Q3] → 483 (+62) [Q4]

2.45% more ownership

Funds ownership: 73.87% [Q3] → 76.32% (+2.45%) [Q4]

1% more call options, than puts

Call options by funds: $1.25B | Put options by funds: $1.24B

0% more repeat investments, than reductions

Existing positions increased: 150 | Existing positions reduced: 150

12% less funds holding in top 10

Funds holding in top 10: 17 [Q3] → 15 (-2) [Q4]

Research analyst outlook

10 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $55 18% upside
• Avg. target: $76 63% upside
• High target: $90 92% upside

10 analyst ratings

• positive: 5 50%
• neutral: 5 50%
• negative: 0 0%

Goldman Sachs Will Nance 53% 1-year accuracy 21 / 40 met price target	92% upside $90	Buy Maintained	10 Feb 2025
Barclays Ramsey El-Assal 47% 1-year accuracy 29 / 62 met price target	82% upside $85	Overweight Maintained	10 Feb 2025
RBC Capital Daniel Perlin 48% 1-year accuracy 24 / 50 met price target	73% upside $81	Sector Perform Maintained	7 Feb 2025
JMP Securities David Scharf 53% 1-year accuracy 25 / 47 met price target	82% upside $85	Market Outperform Maintained	7 Feb 2025
UBS Timothy Chiodo 64% 1-year accuracy 7 / 11 met price target	33% upside $62	Neutral Maintained	7 Feb 2025