Affirm (AFRM)

• Market cap: $13.5B
• 1 day: 3.29%
• 5 days: 3.26%
• 1 month: -12.22%
• 3 months: -27.40%
• 6 months: -4.17%
• Year to date: -32.65%
• 1 year: 36.38%
• 5 years: -56.71%
• 10 years: -56.71%
• Sector: Technology
• Industry: Software - Infrastructure

About: Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.

Employees: 2,006

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

152% more first-time investments, than exits

New positions opened: 126 | Existing positions closed: 50

58% more capital invested

Capital invested by funds: $8.01B [Q3] → $12.6B (+$4.62B) [Q4]

16% more funds holding

Funds holding: 421 [Q3] → 488 (+67) [Q4]

2.91% more ownership

Funds ownership: 73.37% [Q3] → 76.28% (+2.91%) [Q4]

1% more repeat investments, than reductions

Existing positions increased: 151 | Existing positions reduced: 149

1% more call options, than puts

Call options by funds: $1.25B | Put options by funds: $1.24B

12% less funds holding in top 10

Funds holding in top 10: 17 [Q3] → 15 (-2) [Q4]

Research analyst outlook

11 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $50 19% upside
• Avg. target: $66 56% upside
• High target: $85 102% upside

11 analyst ratings

• positive: 8 73%
• neutral: 3 27%
• negative: 0 0%

Wells Fargo Andrew Bauch 32% 1-year accuracy 12 / 37 met price target	59% upside $67	Overweight Maintained	9 Apr 2025
Evercore ISI Group	19% upside $50	Outperform Initiated	9 Apr 2025
TD Cowen Moshe Orenbuch 67% 1-year accuracy 10 / 15 met price target	19% upside $50	Buy Initiated	8 Apr 2025
BMO Capital Rufus Hone 48% 1-year accuracy 13 / 27 met price target	64% upside $69	Outperform Reinstated	20 Mar 2025
Compass Point Giuliano Bologna 33% 1-year accuracy 5 / 15 met price target	52% upside $64	Buy Upgraded	19 Mar 2025