Community Bank (CBU)

• Market cap: $3.02B
• 1 day: 2.05%
• 5 days: -2.40%
• 1 month: -12.02%
• 3 months: -15.27%
• 6 months: -1.28%
• Year to date: -6.29%
• 1 year: 31.11%
• 5 years: 10.82%
• 10 years: 60.35%
• Sector: Financials
• Industry: National Commercial Banks

About: Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services.

Employees: 2,918

Fund manager confidence

Based on 2024 Q4 regulatory filings by fund managers ($100M+ AUM)

18,700% more call options, than puts

Call options by funds: $1.13M | Put options by funds: $6K

20% more repeat investments, than reductions

Existing positions increased: 91 | Existing positions reduced: 76

10% more capital invested

Capital invested by funds: $2.15B [Q3] → $2.38B (+$224M) [Q4]

2.71% more ownership

Funds ownership: 70.53% [Q3] → 73.24% (+2.71%) [Q4]

3% more first-time investments, than exits

New positions opened: 33 | Existing positions closed: 32

1% less funds holding

Funds holding: 253 [Q3] → 251 (-2) [Q4]

Research analyst outlook

1 Wall Street Analyst provided 1 year price targets over the past 3 months

• Low target: $76 33% upside
• Avg. target: $76 33% upside
• High target: $76 33% upside

1 analyst rating

• positive: 0 0%
• neutral: 1 100%
• negative: 0 0%

Keefe, Bruyette & Woods Christopher O'Connell 45% 1-year accuracy 10 / 22 met price target

33% upside $76

Market Perform Maintained

22 Jan 2025