Cullen/Frost Bankers
About: Cullen/Frost is a regional US bank with around $50 billion in assets (as of 2024 year-end), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based approach to banking that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through branch openings. The bank's sweet spot is small to medium-size Texas-based commercial clients.
Employees: 5,854
0
Funds holding %
of 7,390 funds
0
Analysts bullish %
of 5 analysts
Fund manager confidence
Based on 2024 Q4 regulatory filings by fund managers ($100M+ AUM)
50% more funds holding in top 10
Funds holding in top 10: 2 [Q3] → 3 (+1) [Q4]
43% more first-time investments, than exits
New positions opened: 66 | Existing positions closed: 46
30% more call options, than puts
Call options by funds: $47.3M | Put options by funds: $36.3M
18% more capital invested
Capital invested by funds: $6.31B [Q3] → $7.44B (+$1.13B) [Q4]
3% more funds holding
Funds holding: 431 [Q3] → 444 (+13) [Q4]
7% more repeat investments, than reductions
Existing positions increased: 153 | Existing positions reduced: 143
1.69% less ownership
Funds ownership: 88.07% [Q3] → 86.38% (-1.69%) [Q4]
Research analyst outlook
5 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$120
3%
downside
Avg. target
$140
13%
upside
High target
$148
20%
upside
5 analyst ratings
0 positive
0%
3 neutral
60%
2 negative
40%
Morgan Stanley Manan Gosalia 73% 1-year accuracy 16 / 22 met price target | 3%downside $120 | Underweight Maintained | 13 Mar 2025 |
Evercore ISI Group John Pancari 69% 1-year accuracy 24 / 35 met price target | 16%upside $144 | Underperform Maintained | 10 Feb 2025 |
Keefe, Bruyette & Woods Catherine Mealor 55% 1-year accuracy 21 / 38 met price target | 20%upside $148 | Market Perform Maintained | 3 Feb 2025 |
DA Davidson Peter Winter 38% 1-year accuracy 6 / 16 met price target | 16%upside $143 | Neutral Downgraded | 3 Feb 2025 |
RBC Capital Jon Arfstrom 72% 1-year accuracy 33 / 46 met price target | 16%upside $144 | Sector Perform Reiterated | 31 Jan 2025 |
Financial journalist opinion
Positive
Zacks Investment Research
1 day ago
FHN or CFR: Which Is the Better Value Stock Right Now?
Investors interested in stocks from the Banks - Southwest sector have probably already heard of First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two companies is the best option for those looking for undervalued stocks?
Positive
Zacks Investment Research
3 weeks ago
Bet on These 5 Stocks With Robust Sales Growth for Exceptional Returns
Against heightened market volatility, the traditional stock picking method - sales growth - is apt. Stocks like DRI, MIDD, INTU, CFR & AEP are worth buying.
Neutral
Zacks Investment Research
1 month ago
FHN or CFR: Which Is the Better Value Stock Right Now?
Investors looking for stocks in the Banks - Southwest sector might want to consider either First Horizon National (FHN) or Cullen/Frost Bankers (CFR). But which of these two stocks presents investors with the better value opportunity right now?
Positive
Zacks Investment Research
1 month ago
Best Momentum Stocks to Buy for February 10th
BSX, ENVA and CFR made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on February 10, 2025.
Positive
Seeking Alpha
1 month ago
Cullen/Frost Bankers: Near-Term Earnings Growth Likely To Be Muted
Cullen/Frost has clocked in a good return since my last piece, outperforming the wider regional bank space as well as certain other Texan banks. Frost is still in expansion mode, with new branch openings contributing to relatively high cost growth guidance this year. While the near-term earnings outlook looks soft, these shares have re-rated back toward their historical average valuation marks. Prospective investors can afford to stay on the sidelines here.
Neutral
Zacks Investment Research
1 month ago
FHN vs. CFR: Which Stock Is the Better Value Option?
Investors interested in stocks from the Banks - Southwest sector have probably already heard of First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two stocks offers value investors a better bang for their buck right now?
Positive
Zacks Investment Research
1 month ago
Cullen/Frost Tops on Q4 Earnings on Higher NII & Non-Interest Income
CFR's fourth-quarter 2024 results benefit from increased NII and non-interest income. A decline in expenses is an added advantage.
Neutral
Seeking Alpha
1 month ago
Cullen/Frost Bankers, Inc. (CFR) Q4 2024 Earnings Call Transcript
Cullen/Frost Bankers, Inc. (CFR) Q4 2024 Earnings Conference Call January 30, 2024 2:00 PM ET Company Participants A.B. Mendez - SVP, Director of IR Phillip Green - Chairman and CEO Jerry Salinas - Group EVP, CFO Dan Geddes - Incoming CFO Conference Call Participants Manan Gosalia - Morgan Stanley William Jones - KBW Benjamin Gerlinger - Citi Peter Winter - D.A.
Positive
Zacks Investment Research
1 month ago
Cullen/Frost (CFR) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for Cullen/Frost (CFR) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Positive
Zacks Investment Research
1 month ago
Cullen/Frost Bankers (CFR) Surpasses Q4 Earnings and Revenue Estimates
Cullen/Frost Bankers (CFR) came out with quarterly earnings of $2.36 per share, beating the Zacks Consensus Estimate of $2.17 per share. This compares to earnings of $2.18 per share a year ago.
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