Fair IsaacFICO
FICO
About: Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Employees: 3,604
0
Funds holding %
of 7,139 funds
0
Analysts bullish %
of 8 analysts
Fund manager confidence
Based on 2024 Q4 regulatory filings by fund managers ($100M+ AUM)
155% more first-time investments, than exits
New positions opened: 148 | Existing positions closed: 58
42% more call options, than puts
Call options by funds: $563M | Put options by funds: $396M
5% more funds holding
Funds holding: 905 [Q3] → 954 (+49) [Q4]
1% more capital invested
Capital invested by funds: $42.2B [Q3] → $42.4B (+$223M) [Q4]
4.39% less ownership
Funds ownership: 90.74% [Q3] → 86.34% (-4.39%) [Q4]
21% less repeat investments, than reductions
Existing positions increased: 296 | Existing positions reduced: 376
25% less funds holding in top 10
Funds holding in top 10: 24 [Q3] → 18 (-6) [Q4]
Research analyst outlook
8 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$1,775
5%
upside
Avg. target
$2,315
36%
upside
High target
$2,661
57%
upside
8 analyst ratings
5 positive
63%
3 neutral
38%
0 negative
0%
Wells Fargo Jason Haas 58% 1-year accuracy 21 / 36 met price target | 53%upside $2,600 | Overweight Maintained | 5 Feb 2025 |
Baird Jeffrey Meuler 74% 1-year accuracy 17 / 23 met price target | 5%upside $1,775 | Neutral Maintained | 5 Feb 2025 |
Jefferies Surinder Thind 80% 1-year accuracy 16 / 20 met price target | 28%upside $2,175 | Buy Maintained | 5 Feb 2025 |
Needham Kyle Peterson 48% 1-year accuracy 29 / 61 met price target | 47%upside $2,500 | Buy Reiterated | 5 Feb 2025 |
UBS Kevin Mcveigh 63% 1-year accuracy 10 / 16 met price target | 33%upside $2,250 | Neutral Maintained | 27 Jan 2025 |
Financial journalist opinion
Based on 24 articles about FICO published over the past 30 days
Positive
Market Watch
2 days ago
These 12 stocks could be big winners if they make this one key move
Stock splits make companies more attractive investments and boost share prices. Here's how to find likely candidates.
Positive
Seeking Alpha
4 days ago
Fair Isaac: Score Prices Shall Keep Rising
Fair Isaac keeps executing its price increase strategy and still has room for further increases in the scores segment. Volume growth in mortgage originations (110% YoY), on top of the increase in prices, should boost its free cash flow in FY2025. The growth rate has decreased in the software segment, but management expects it to accelerate in the coming quarters.
Positive
Market Watch
1 week ago
20 stocks of companies that have put up excellent numbers this earnings season, including a surprise
It's a good sign when a company can increase sales rapidly while also maintaining pricing power and improving efficiency.
Neutral
Business Wire
1 week ago
New FICO Survey: 88% of Customers Consider Customer Experience of Equal Importance to Product Offerings When Choosing Their Bank
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO) Highlights: A new FICO survey finds that 88% of bank customer respondents report that customer experience is as important or more important than its products and services. 33% of respondents have only changed their primary banking providers 1-2 times. Traditional banks are still popular among older demographics (85% of ages 65+), while younger demographics (53% of those ages 18–24 and 55% of those ages 25–35) increasingly use digital apps. Glob.
Positive
The Motley Fool
2 weeks ago
FICO Stock: High Potential or Too Pricey? Here's What We Think.
Explore the exciting world of Fair Isaac Corporation (FICO -1.51%) with our expert analysts in this Motley Fool Scoreboard episode. Check out the video below to gain valuable insights into market trends and potential investment opportunities!
Neutral
Business Wire
2 weeks ago
FICO UK Credit Card Market Report: November/December 2024
LONDON--(BUSINESS WIRE)--Spending, balances, payments, and cash usage on UK credit cards followed expected seasonal trends in November and December 2024, with spending and balances reaching the highest averages that global analytics software provider FICO has ever recorded. While missed payments fell in November and December, average balances rose on accounts where payments have been missed. Highlights Average credit card spend rose in the lead-up to Christmas 2024, reaching £860 in December; a.
Positive
Seeking Alpha
2 weeks ago
Fair Isaac: Valuation Has Come Down, But It Is Still Expensive
I reiterate my hold rating for Fair Isaac due to its high valuation multiple and potential for further derating if growth slows in 2Q25. FICO's Scores segment shows strong growth with a 110% y/y increase in mortgage scores revenue, driven by significant pricing power and volume demand. Despite concerns in the software segment, FICO's strong free cash flow and underpenetrated TAM offer long-term growth potential.
Positive
Zacks Investment Research
2 weeks ago
How Should Investors Approach Fair Isaac Shares Post Q1 Earnings?
FICO's first-quarter fiscal 2025 results benefit from higher revenues from mortgage originations.
Neutral
Seeking Alpha
2 weeks ago
Fair Isaac Corporation (FICO) Q1 2025 Earnings Call Transcript
Fair Isaac Corporation. (NYSE:FICO ) Q1 2025 Earnings Conference Call February 4, 2025 5:00 PM ET Company Participants Dave Singleton - Vice President, Investor Relations Will Lansing - Chief Executive Officer Steve Weber - Chief Financial Officer Conference Call Participants Manav Patnaik - Barclays Jason Haas - Wells Fargo Faiza Alwy - Deutsche Bank Surinder Thind - Jefferies Owen Lau - Oppenheimer Kyle Peterson - Needham George Tong - Goldman Sachs Jeffrey Meuler - Robert W.
Negative
The Motley Fool
2 weeks ago
Fair Isaac Revenue Up, EPS Misses Mark
Analytics and decision management technology specialist Fair Isaac (FICO -1.00%) reported fiscal 2025 first-quarter earnings on Tuesday, Feb. 4, that fell short of analysts' consensus estimates. Revenue for the quarter of $440 million was up 15% year over year but fell short of the forecasted $452 million.
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