Fair IsaacFICO
FICO
About: Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Employees: 3,604
0
Funds holding %
of 7,419 funds
0
Analysts bullish %
of 7 analysts
Fund manager confidence
Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)
155% more first-time investments, than exits
New positions opened: 153 | Existing positions closed: 60
42% more call options, than puts
Call options by funds: $563M | Put options by funds: $396M
8% more funds holding
Funds holding: 907 [Q3] → 981 (+74) [Q4]
4% more capital invested
Capital invested by funds: $40.8B [Q3] → $42.3B (+$1.56B) [Q4]
1.75% less ownership
Funds ownership: 87.68% [Q3] → 85.94% (-1.75%) [Q4]
20% less repeat investments, than reductions
Existing positions increased: 307 | Existing positions reduced: 385
21% less funds holding in top 10
Funds holding in top 10: 24 [Q3] → 19 (-5) [Q4]
Research analyst outlook
7 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$1,775
7%
downside
Avg. target
$2,246
18%
upside
High target
$2,600
36%
upside
7 analyst ratings
5 positive
71%
2 neutral
29%
0 negative
0%
Needham Kyle Peterson 28% 1-year accuracy 16 / 58 met price target | 31%upside $2,500 | Buy Reiterated | 11 Apr 2025 |
Barclays Manav Patnaik 51% 1-year accuracy 19 / 37 met price target | 18%upside $2,250 | Overweight Maintained | 4 Apr 2025 |
RBC Capital Ashish Sabadra 49% 1-year accuracy 26 / 53 met price target | 14%upside $2,170 | Outperform Upgraded | 26 Feb 2025 |
Wells Fargo Jason Haas 47% 1-year accuracy 24 / 51 met price target | 36%upside $2,600 | Overweight Maintained | 5 Feb 2025 |
Baird Jeffrey Meuler 46% 1-year accuracy 11 / 24 met price target | 7%downside $1,775 | Neutral Maintained | 5 Feb 2025 |
Financial journalist opinion
Based on 8 articles about FICO published over the past 30 days
Neutral
Business Wire
4 days ago
Average U.S. FICO Score Drops to 715
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO (NYSE: FICO), today announced that the national average U.S. FICO® Score stands at 715. This marks a decline of one point from January 2025 and a two-point drop from April 2024, partly driven by the resumption of federal student loan delinquency reporting on U.S. consumers' credit. FICO® Scores power lending decisions for 90% of the top U.S. lenders, serving as the go-to benchmark for assessing consumer credit risk. As consu.
Neutral
Business Wire
6 days ago
FICO World 2025 Showcases Innovations and Insights from 50+ Firms Worldwide
BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights: FICO® World will showcase speakers from more than 50 companies, sharing their successful strategies for using AI and applied intelligence to forge stronger customer bonds More than 1,500 business leaders from 60+ countries are expected to attend FICO® World 2025 FICO World is May 6-9 in Hollywood, Florida Global analytics software leader FICO today announced its speaker line-up for FICO® World 2025 will include executives from more.
Neutral
Business Wire
1 week ago
HSBC UK and FICO Win FStech Award for Best Use of Data Analytics
LONDON--(BUSINESS WIRE)--HSBC UK and global analytics software leader FICO have won a prestigious FStech Award for Best Use of Data Analytics. The award, presented in a gala event in London, recognises HSBC UK's use of AI-powered optimisation tools from FICO to design and deploy highly tailored credit line offers to customers. The project resulted in HSBC UK being able to better meet their customers' needs through access to additional products, with no increase in credit losses. More informatio.
Neutral
Business Wire
1 week ago
FICO Survey: 1 in 3 Indonesian Consumers Blame Banks for Scam Losses
JAKARTA, Indonesia--(BUSINESS WIRE)--A survey by global analytics software leader FICO reveals the significant risks Indonesian banks face as scams rise and consumer expectations shift.
Neutral
Business Wire
2 weeks ago
myFICO Sees Significant Surge in Consumers Checking FICO Scores
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--In honor of National Financial Literacy Month, global analytics software leader FICO (NYSE: FICO) is encouraging consumers to take charge of their financial well-being by checking their FICO® Scores for free at myFICO.com/free. As more people recognize the importance of understanding their credit health, FICO has seen a nearly 70% increase in users accessing their FICO® Score 8 for free via myFICO over the past year. As the creator of the credit score that is us.
Neutral
Business Wire
3 weeks ago
Scam Survey: UK Consumers Lack Confidence in Real-Time Payments Security
LONDON--(BUSINESS WIRE)--An international survey on the uptake, trust, and future of real-time payments (RTP) from global analytics software leader FICO highlights the need for UK banks to focus on building confidence in the security of the payment method. While three quarters of consumers in the UK say they have sent (79%) and received (73%) RTP, nearly a quarter (23%) say they do not know if RTP processes include enough security checks. More information: https://www.fico.com/en/latest-thinkin.
Neutral
Business Wire
3 weeks ago
CORRECTING and REPLACING FICO Survey: 1 in 4 Indonesian Consumers Report Losing Money to Scams via Real-Time Payments
JAKARTA, Indonesia--(BUSINESS WIRE)--Please replace the release with the following corrected version due to multiple revisions. The updated release reads: FICO SURVEY: 1 IN 4 INDONESIAN CONSUMERS REPORT LOSING MONEY TO SCAMS VIA REAL-TIME PAYMENTS Indonesian consumers want stronger protections against authorised push payment scams (NYSE: FICO) Highlights More than half (56%) of consumers in Indonesia identified having better fraud detection systems as the most important action banks can take to.
Neutral
Business Wire
3 weeks ago
FICO Survey: 1 in 4 Indonesian Consumers Report Losing Money to Scams via Real-Time Payments
JAKARTA, Indonesia--(BUSINESS WIRE)--(NYSE: FICO) Highlights More than half (56%) of consumers in Indonesia identified having better fraud detection systems as the most important action banks can take to protect them from scams One in four (23%) Indonesian consumers reported losing money to scams via RTP The share of high-value scam losses exceeding Rp 70 million (USD$4,300) has risen to 8% in 2024 – up from 1% in 2023 A new survey by global analytics software leader FICO highlights the rising.
Neutral
Business Wire
1 month ago
Fujitsu and FICO Partner to Accelerate Digital Transformation in Financial Services
KAWASAKI, Japan & BOZEMAN, Mont.--(BUSINESS WIRE)--FUJITSU (TSE:6702) & FICO (NYSE: FICO): Highlights: Fujitsu and FICO partner to expand FICO® Platform's Omni-Channel Engagement Capabilities in Japan from July 2025, with future regional growth Partnership to enhance financial services with advanced analytics, fraud prevention, and smarter decisioning Fujitsu will provide end-to-end support, from consulting to system implementation, while FICO delivers technical expertise to meet Japan's ev.
Positive
24/7 Wall Street
1 month ago
Hedge Fund Founder Puts His Faith in These 3 Stocks to Deliver Market-Beating Returns
Valley Forge Capital Management is a very patriotic name for a hedge fund, don't you think?
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