Five Star Bancorp (FSBC)

• Market cap: $563M
• 1 day: 0.80%
• 5 days: 5.56%
• 1 month: -5.91%
• 3 months: -12.75%
• 6 months: -15.62%
• Year to date: -10.81%
• 1 year: 23.24%
• 5 years: 84.30%
• 10 years: 115.94%
• Sector: Financials
• Industry: Banks - Regional

About: Five Star Bancorp is a bank holding company through its subsidiary it operates in California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment; Banking.

Employees: 210

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

171% more first-time investments, than exits

New positions opened: 19 | Existing positions closed: 7

26% more repeat investments, than reductions

Existing positions increased: 34 | Existing positions reduced: 27

14% more funds holding

Funds holding: 88 [Q3] → 100 (+12) [Q4]

1% more capital invested

Capital invested by funds: $348M [Q3] → $352M (+$3.11M) [Q4]

0.19% less ownership

Funds ownership: 54.99% [Q3] → 54.8% (-0.19%) [Q4]

67% less call options, than puts

Call options by funds: $3K | Put options by funds: $9K

100% less funds holding in top 10

Funds holding in top 10: 1 [Q3] → 0 (-1) [Q4]

Research analyst outlook

4 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $35 33% upside
• Avg. target: $36 37% upside
• High target: $39 46% upside

4 analyst ratings

• positive: 3 75%
• neutral: 1 25%
• negative: 0 0%

DA Davidson Gary Tenner 31% 1-year accuracy 15 / 48 met price target	46% upside $39	Buy Maintained	30 Jan 2025
Stephens & Co. Andrew Terrell 13% 1-year accuracy 4 / 31 met price target	36% upside $36	Overweight Maintained	30 Jan 2025
Keefe, Bruyette & Woods Wood Lay 50% 1-year accuracy 34 / 68 met price target	33% upside $35	Market Perform Maintained	30 Jan 2025
Raymond James David Feaster 17% 1-year accuracy 4 / 23 met price target	33% upside $35	Outperform Reiterated	29 Jan 2025