Heritage Insurance Holdings
HRTG
Market cap $733M

23.65 USD

-1.29

5.17%

At close Jul 1, 4:00 PM EDT

After hours

23.68

+0.03

0.13%

1 day

-5.17%

5 days

3.68%

1 month

-7.15%

3 months

56.31%

6 months

93.54%

Year to date

93.54%

1 year

248.82%

5 years

85.78%

10 years

-4.29%

About: Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance in various states in the United States. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. Company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina.

Employees: 540

Financials Property & Casualty Insurance

0

Funds holding %

of 7,310 funds

–

Analysts bullish %

Fund manager confidence

Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)

281% more call options, than puts

Call options by funds: $3.44M | Put options by funds: $901K

108% more first-time investments, than exits

New positions opened: 25 | Existing positions closed: 12

19% more capital invested

Capital invested by funds: $204M [Q4 2024] → $243M (+$39.4M) [Q1 2025]

9% more funds holding

Funds holding: 121 [Q4 2024] → 132 (+11) [Q1 2025]

0.16% more ownership

Funds ownership: 54.91% [Q4 2024] → 55.08% (+0.16%) [Q1 2025]

0% more funds holding in top 10

Funds holding in top 10: 1 [Q4 2024] → 1 (+0) [Q1 2025]

10% less repeat investments, than reductions

Existing positions increased: 43 | Existing positions reduced: 48

See Fund Rankings

Research analyst outlook

2 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target

$28

18%

upside

Avg. target

$29

23%

upside

High target

$30

27%

upside

2 analyst ratings

2 positive

100%

0 neutral

0%

0 negative

0%

Piper Sandler Paul Newsome	18%upside $28	Overweight Maintained	8 May 2025
Truist Securities Mark Hughes	27%upside $30	Buy Maintained	8 May 2025

See Analyst Rankings

Financial journalist opinion

Based on 14 articles about HRTG published over the past 30 days

Heritage Announces That its Subsidiary Zephyr Insurance Has Entered into a Partnership with the Hawaii Hurricane Relief Fund

TAMPA, Fla. , July 1, 2025 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, announced today that its insurance subsidiary, Zephyr Insurance Company, has partnered with the Hawaii Hurricane Relief Fund ("HHRF") to accept and process applications from Condominium and Townhouse Associations of Apartment Owners seeking to obtain hurricane commercial property insurance coverage.

Heritage Announces That its Subsidiary Zephyr Insurance Has Entered into a Partnership with the Hawaii Hurricane Relief Fund

Zacks Investment Research

4 P&C Insurance Stocks That Have Gained More Than 25% YTD

Despite higher catastrophe losses, HRTG, PLMR, ROOT and HCI not only outperform the industry but also crush the Zacks S&P 500 composite and Finance sector.

4 P&C Insurance Stocks That Have Gained More Than 25% YTD

Zacks Investment Research

HRTG's Reinsurance Program: Why is it a Cornerstone of Growth?

HRTG's robust reinsurance strategy cuts costs, stabilizes earnings and fuels growth in high-margin specialty markets.

HRTG's Reinsurance Program: Why is it a Cornerstone of Growth?

Zacks Investment Research

HRTG vs HCI: Which Regional Insurance Carrier is a Safer Bet?

HRTG's disciplined growth, tech upgrades and share buyback edge out HCI's strong reinsurance and tech spin-off plans.

HRTG vs HCI: Which Regional Insurance Carrier is a Safer Bet?

Heritage Insurance Finds Opportunity In Dislocation

Heritage Insurance has rebounded strongly, doubling net income and showing resilience despite catastrophic losses, thanks to disciplined underwriting and improved market conditions. Recent legislative reforms, strategic market re-entry, and technological advancements give Heritage a unique competitive edge and support scalable, profitable growth. Valuation remains attractive at 7x earnings, with strong ROE and room for further upside as the market shifts its view from turnaround to growth story.

Heritage Insurance Finds Opportunity In Dislocation

Zacks Investment Research

HRTG Boosts Premiums-in-Force With Mix Shift: Will it Aid Growth?

HRTG grows premiums-in-force by shifting to higher-margin segments and exiting riskier personal lines markets.

HRTG Boosts Premiums-in-Force With Mix Shift: Will it Aid Growth?

Zacks Investment Research

5 High-Earnings Yield Picks to Ride Out Market Uncertainty

High earnings yield stocks like ARMN, NX, HRTG, BPOP and PRTH could offer value amid rising market volatility.

5 High-Earnings Yield Picks to Ride Out Market Uncertainty

Zacks Investment Research

Heritage's E&S Segment Fuels Growth: Can it Sustain the Momentum?

The Excess and Surplus (E&S) segment is a key driver of growth for Heritage Insurance Holdings HRTG. It offers diversification to the super-regional U.S. property and casualty insurer's revenues generated from the admitted insurance market.

Heritage's E&S Segment Fuels Growth: Can it Sustain the Momentum?

Zacks Investment Research

HRTG Outpaces Industry in 3 Months: Time to Buy the Stock?

HRTG soars 96.1% in 3 months, fueled by disciplined growth, reinsurance gains, and InsurTech-driven underwriting edge.

HRTG Outpaces Industry in 3 Months: Time to Buy the Stock?

Zacks Investment Research

Heritage Insurance Margin Improves: Can It Retain the Momentum?

HRTG's net margin keeps rising as it leans into tech, E&S expansion and disciplined underwriting.

Heritage Insurance Margin Improves: Can It Retain the Momentum?

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