Inter&CoINTR
INTR
About: Inter & Co Inc operates as a digital bank. The company's segment includes Banking & Spending; Investments; Insurance Brokerage; and Inter Shop & Commerce Plus. It generates maximum revenue from the Banking & Spending.
Employees: 3,270
0
Funds holding %
of 7,419 funds
–
Analysts bullish %
Fund manager confidence
Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)
107% more first-time investments, than exits
New positions opened: 29 | Existing positions closed: 14
17% more repeat investments, than reductions
Existing positions increased: 35 | Existing positions reduced: 30
16% more funds holding
Funds holding: 91 [Q3] → 106 (+15) [Q4]
2.65% more ownership
Funds ownership: 38.56% [Q3] → 41.22% (+2.65%) [Q4]
0% more funds holding in top 10
Funds holding in top 10: 1 [Q3] → 1 (+0) [Q4]
31% less call options, than puts
Call options by funds: $805K | Put options by funds: $1.16M
32% less capital invested
Capital invested by funds: $732M [Q3] → $496M (-$237M) [Q4]
Research analyst outlook
2 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$4
32%
downside
Avg. target
$5.55
6%
downside
High target
$7.10
21%
upside
2 analyst ratings
1 positive
50%
0 neutral
0%
1 negative
50%
Morgan Stanley Jorge Kuri 56% 1-year accuracy 5 / 9 met price target | 32%downside $4 | Underweight Maintained | 17 Mar 2025 |
JP Morgan Yuri Fernandes 50% 1-year accuracy 5 / 10 met price target | 21%upside $7.10 | Overweight Maintained | 24 Jan 2025 |
Financial journalist opinion
Positive
Zacks Investment Research
3 weeks ago
Earnings Estimates Rising for Inter & Co. Inc. (INTR): Will It Gain?
Inter & Co. Inc. (INTR) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Positive
Seeking Alpha
1 month ago
Why Investors Are Sleeping On Inter's Long-Term Potential
Inter & Co's Q4 results show strong growth with 36 million customers and a 12% ROE, yet the market undervalues it compared to peers. Inter's low cost to serve and rising ARPAC indicate potential for continued earnings growth and customer base expansion. Marketing expenses surged 150% YoY, raising concerns about achieving a 60 million customer base by 2027 amid stiff competition from Nu Holdings and Mercado Pago.
Positive
Seeking Alpha
2 months ago
Inter Price Is Too Low Despite The Risks, It Is An Opportunity
Inter & Co, Inc.'s rapid growth, with a 30%+ YoY increase in assets and almost 200% YoY net income growth, makes it a compelling buy despite risks. The bank's efficiency measures lag peers, but its low-cost deposit funding offers a significant advantage, though this is eroding. Inter's valuation at a P/E of 11x is attractive given its high growth rates, but risks include asset quality and potential funding cost increases.
Neutral
Seeking Alpha
2 months ago
Inter & Co, Inc. (INTR) Q4 2024 Earnings Call Transcript
Inter & Co, Inc. (NASDAQ:INTR ) Q4 2024 Earnings Conference Call February 6, 2025 11:00 AM ET Company Participants Joao Vitor Menin - Global Chief Executive Officer Alexandre Riccio - Brazil Chief Executive Officer Santiago Stel - Senior Vice President & Chief Financial Officer Conference Call Participants Mario Pierry - Bank of America Tito Labarta - Goldman Sachs Gustavo Schroden - Citi Yuri Fernandes - JPMorgan Eric Ito - Bradesco BBI Pedro Leduc - Itau BBA Neha Agarwala - HSBC Operator Good afternoon and thank you for standing by. Welcome to Inter & Co.'s Fourth Quarter of 2024 Earnings Conference Call.
Positive
Zacks Investment Research
2 months ago
Inter & Co. Inc. (INTR) Beats Q4 Earnings and Revenue Estimates
Inter & Co. Inc. (INTR) came out with quarterly earnings of $0.11 per share, beating the Zacks Consensus Estimate of $0.10 per share. This compares to earnings of $0.07 per share a year ago.
Neutral
GlobeNewsWire
2 months ago
Inter&Co Inc. Reports Highest Ever Net Income of R$973M in 2024
BELO HORIZONTE, Brazil, Feb. 06, 2025 (GLOBE NEWSWIRE) -- Inter&Co Inc. (NASDAQ: INTR | B3: INBR32), the leading financial super app providing financial and digital commerce services to over 36 million customers, today reported financial results for the fourth quarter of 2024.
Positive
Seeking Alpha
3 months ago
Inter Stock Offers Huge Upside With Huge Risks
Inter's proven profitable business model, rapid customer growth, and diversified financial ecosystem make it a compelling long-term investment despite recent stock declines due to Brazil's macroeconomic scenario. The bank's ambitious 60/30/30 target (60 million customers, 30% efficiency ratio, 30% ROE) is at least partially achievable due to strong client acquisition and service expansion. Inter's valuation is highly attractive, trading at a significant discount compared to peers like Nu Holdings, suggesting potential for substantial upside.
Positive
Seeking Alpha
3 months ago
My Top 3 Picks For 2035
My Top 3 Picks For 2035
Positive
Benzinga
4 months ago
Top 3 Financial Stocks That Could Lead To Your Biggest Gains In Q4
The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.
Positive
Seeking Alpha
4 months ago
Inter & Co: The Road To Its Ambitious 2027 Plan Is Still On Track
Inter & Co's ambitious 60/30/30 plan aims for 60 million customers, a 30% efficiency ratio, and a 30% ROE by 2027, driving significant growth. To achieve its ambitious goals, INTR needs to grow its customer base by 72%, credit portfolio by 163%, and net profit by 223% through 2027. Inter & Co has reduced its efficiency ratio from 75% to 50.7% in two years, demonstrating solid progress in cost management and operational leverage.
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