LendingClub (LC)

• Market cap: $1.08B
• 1 day: 1.28%
• 5 days: 3.49%
• 1 month: -12.20%
• 3 months: -42.94%
• 6 months: -26.47%
• Year to date: -41.10%
• 1 year: 24.84%
• 5 years: 21.02%
• 10 years: -90.11%
• Sector: Financials
• Industry: Banks - Regional

About: LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offers loan products such as personal, education and patient finance, small business, and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.

Employees: 1,002

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

391% more call options, than puts

Call options by funds: $44.9M | Put options by funds: $9.15M

76% more first-time investments, than exits

New positions opened: 65 | Existing positions closed: 37

67% more funds holding in top 10

Funds holding in top 10: 3 [Q3] → 5 (+2) [Q4]

47% more capital invested

Capital invested by funds: $960M [Q3] → $1.41B (+$447M) [Q4]

13% more funds holding

Funds holding: 208 [Q3] → 235 (+27) [Q4]

2.04% more ownership

Funds ownership: 75.3% [Q3] → 77.34% (+2.04%) [Q4]

12% less repeat investments, than reductions

Existing positions increased: 66 | Existing positions reduced: 75

Research analyst outlook

3 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $14 47% upside
• Avg. target: $16.33 72% upside
• High target: $19 100% upside

3 analyst ratings

• positive: 2 67%
• neutral: 1 33%
• negative: 0 0%

JP Morgan Reginald Smith 28% 1-year accuracy 7 / 25 met price target	47% upside $14	Neutral Maintained	10 Mar 2025
Keefe, Bruyette & Woods Timothy Switzer 46% 1-year accuracy 11 / 24 met price target	68% upside $16	Outperform Reiterated	29 Jan 2025
Piper Sandler Brad Capuzzi 17% 1-year accuracy 1 / 6 met price target	100% upside $19	Overweight Reiterated	29 Jan 2025