Lloyds Banking Group
About: Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK Insurance and wealth rounds out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset-management services.
Employees: 62,569
0
Funds holding %
of 6,809 funds
–
Analysts bullish %
Fund manager confidence
Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)
75% more repeat investments, than reductions
Existing positions increased: 206 | Existing positions reduced: 118
14% more capital invested
Capital invested by funds: $1.1B [Q2] → $1.25B (+$150M) [Q3]
1.89% more ownership
Funds ownership: 0.63% [Q2] → 2.52% (+1.89%) [Q3]
7% more first-time investments, than exits
New positions opened: 47 | Existing positions closed: 44
1% more funds holding
Funds holding: 420 [Q2] → 423 (+3) [Q3]
0% more funds holding in top 10
Funds holding in top 10: 2 [Q2] → 2 (+0) [Q3]
69% less call options, than puts
Call options by funds: $187K | Put options by funds: $596K
Research analyst outlook
We haven’t received any recent analyst ratings for LYG.
Financial journalist opinion
Based on 11 articles about LYG published over the past 30 days
Neutral
Proactive Investors
3 days ago
Lloyds, Close Bros get longer to address hidden motor finance fee complaints
The Financial Conduct Authority (FCA) has increased the time companies have to address complaints over historic motor finance deals which did not involve non-discretionary commission payments. Firms had until 4 December 2025 to respond to such complaints, which the FCA noted was in line with a deadline for those involving non-discretionary commission agreements.
Negative
Proactive Investors
4 days ago
Lloyds Bank still in line for big motor finance bill after Barclays outcome, brokers say
Lloyds Banking Group PLC (LSE:LLOY) is still facing potential compensation costs of between £1-3.5 billion for motor finance loans after the defeat for Barclays in court yesterday, Jefferies estimates. The US bank says that the decision going against Barclays was not a surprise Jeffries adds, as judicial reviews rarely find against the financial ombudsman service (FOS) and the bar for Barclays was high.
Negative
Proactive Investors
4 days ago
Lloyds misled public in sustainability advertising, watchdog rules
The Advertising Standards Authority (ASA) has partially upheld a complaint against Lloyds Banking Group PLC (LSE:LLOY)'s sustainability advertising, deeming one of four investigated advertisements misleading. The complaint focused on a LinkedIn post highlighting Lloyds' commitment to reducing fossil fuel reliance and financing renewable energy projects.
Negative
Proactive Investors
1 week ago
Lloyds share price target cut by Goldman as motor finance uncertainty remains
Lloyds Banking Group PLC (LSE:LLOY) has seen its share price target bumped lower by Goldman Sachs analysts as uncertainty around motor finance mis-selling continues to loom. Despite news this week that the Supreme Court would hear an appeal against cases around hidden commissions in motor finance deals, Goldman said it was unclear how the issues would play out.
Neutral
Proactive Investors
1 week ago
HSBC, NatWest, and Lloyds: Citi's mixed outlook for UK banks in 2025
Citi analysts have offered a mixed forecast for UK banks in 2025, favouring HSBC Holdings PLC (LSE:HSBA) and NatWest Group PLC (LSE:NWG) while expressing caution over Lloyds Banking Group PLC (LSE:LLOY). HSBC is a top pick, with anticipated strong 2025 guidance supported by its Asia-focused strategy, cost-cutting, and robust capital returns.
Positive
Proactive Investors
1 week ago
Lloyds surges as Supreme Court grants motor finance case appeal
Lloyds Banking Group PLC (LSE:LLOY) shares headed higher on Wednesday on news the Supreme Court would hear an appeal against October's ruling over motor finance mis-selling. Lloyds, which is among those exposed to potential compensation, gained 4.3%, while peer Close Brothers Group PLC (LSE:CBG) jumped 8.3%.
Negative
Proactive Investors
2 weeks ago
Lloyds boss warns motor finance uncertainty a threat to UK economy
Lloyds Banking Group PLC (LSE:LLOY) chief executive Charlie Nunn has warned that the uncertainty caused by the recent motor finance compensation chaos court case threatened the “investability” of the UK. Speaking at an FT banking conference, Nunn said the decision of the Appeal Court to rule that it was unlawful not to disclose commission payments to people using taking out loans to buy cars had upended the regulation that government the sector for years.
Negative
Proactive Investors
3 weeks ago
Lloyds buyback hopes too high on motor probe uncertainty - analyst
RBC analysts have warned expectations for share buybacks by Lloyds Banking Group PLC (LSE:LLOY) ahead are too high given uncertainty around the UK's motor finance probe. Pointing to consensus expectations for a new £1.8 billion buyback to be unveiled in full-year results, RBC forecast the figure at £1.0 billion.
Neutral
GlobeNewsWire
3 weeks ago
Lloyds Banking Group Digital Transformation Strategy Report 2024 - Accelerators, Incubators and Innovation Programs
Lloyds Banking Group Pioneers Future of Banking with Strategic Tech Investments and Digital Initiatives Lloyds Banking Group Pioneers Future of Banking with Strategic Tech Investments and Digital Initiatives
Neutral
GlobeNewsWire
4 weeks ago
UK Retail Banking Competitor Benchmarking Report 2024: Financial Performance of the Top 15 Banks - Lloyds Banking Group Remains the Leading Provider
Dublin, Nov. 22, 2024 (GLOBE NEWSWIRE) -- The "UK Retail Banking: Competitor Benchmarking 2024" report has been added to ResearchAndMarkets.com's offering. This report discusses the financial performance of the top 15 banks in the UK, looking at market shares for key retail banking products as well as underlying financial ratios. It analyzes the makeup of banks' customer bases as well as how successful banks are at cross-selling and upselling products to these customers.
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