OneMain Financial (OMF)

• Market cap: $5.32B
• 1 day: 0.70%
• 5 days: 3.93%
• 1 month: -8.60%
• 3 months: -18.89%
• 6 months: -6.99%
• Year to date: -14.32%
• 1 year: -5.99%
• 5 years: 113.72%
• 10 years: -12.30%
• Sector: Financials
• Industry: Credit Services

About: OneMain Holdings Inc is engaged in nonprime consumer finance companies in the United States and is one of only a few companies in the consumer installment lending industry. It formed after a transaction brought together two branch-based consumer finance companies with complementary strategies and locations. Its services include providing personal loan products, offering credit and noncredit insurance, servicing loans, pursuing strategic acquisitions and dispositions of assets and businesses, and on occasion, establishing joint ventures or forming strategic alliances. The company's one reportable segment is consumer and insurance. In addition to hundreds of branches, the company also has an online business. The main source of revenue is net interest income.

Employees: 9,100

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

128% more call options, than puts

Call options by funds: $118M | Put options by funds: $51.9M

63% more first-time investments, than exits

New positions opened: 78 | Existing positions closed: 48

45% more repeat investments, than reductions

Existing positions increased: 165 | Existing positions reduced: 114

19% more capital invested

Capital invested by funds: $4.84B [Q3] → $5.76B (+$920M) [Q4]

6% more funds holding

Funds holding: 376 [Q3] → 400 (+24) [Q4]

6.27% more ownership

Funds ownership: 85.94% [Q3] → 92.2% (+6.27%) [Q4]

0% more funds holding in top 10

Funds holding in top 10: 9 [Q3] → 9 (+0) [Q4]

Research analyst outlook

6 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $46 4% upside
• Avg. target: $59 32% upside
• High target: $65 46% upside

6 analyst ratings

• positive: 4 67%
• neutral: 2 33%
• negative: 0 0%

JP Morgan Richard Shane 40% 1-year accuracy 26 / 65 met price target	4% upside $46	Overweight Maintained	8 Apr 2025
Evercore ISI Group John Pancari 39% 1-year accuracy 11 / 28 met price target	31% upside $58	In-Line Initiated	25 Mar 2025
RBC Capital Kenneth Lee 13% 1-year accuracy 7 / 55 met price target	46% upside $65	Outperform Maintained	3 Feb 2025
Stephens & Co. Kyle Joseph 30% 1-year accuracy 3 / 10 met price target	40% upside $62	Overweight Reiterated	3 Feb 2025
JMP Securities David Scharf 34% 1-year accuracy 14 / 41 met price target	46% upside $65	Market Outperform Reiterated	3 Feb 2025