Oportun Financial (OPRT)

• Market cap: $167M
• 1 day: 5.72%
• 5 days: 10.79%
• 1 month: -25.12%
• 3 months: 21.58%
• 6 months: 75.67%
• Year to date: 18.77%
• 1 year: 105.33%
• 5 years: -21.83%
• 10 years: -71.43%
• Sector: Financials
• Industry: Credit Services

About: Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.

Employees: 2,429

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

100% more first-time investments, than exits

New positions opened: 12 | Existing positions closed: 6

72% more repeat investments, than reductions

Existing positions increased: 31 | Existing positions reduced: 18

39% more capital invested

Capital invested by funds: $59.8M [Q3] → $83.3M (+$23.5M) [Q4]

33% more funds holding in top 10

Funds holding in top 10: 3 [Q3] → 4 (+1) [Q4]

6% more funds holding

Funds holding: 72 [Q3] → 76 (+4) [Q4]

0.12% more ownership

Funds ownership: 59.6% [Q3] → 59.72% (+0.12%) [Q4]

54% less call options, than puts

Call options by funds: $233K | Put options by funds: $512K

Research analyst outlook

1 Wall Street Analyst provided 1 year price targets over the past 3 months

• Low target: $5 8% upside
• Avg. target: $5 8% upside
• High target: $5 8% upside

1 analyst rating

• positive: 0 0%
• neutral: 1 100%
• negative: 0 0%

JP Morgan Richard Shane 38% 1-year accuracy 25 / 65 met price target

8% upside $5

Neutral Maintained

8 Apr 2025