Pagaya Technologies (PGY)

• Market cap: $712M
• 1 day: 1.72%
• 5 days: -0.42%
• 1 month: -17.68%
• 3 months: 7.63%
• 6 months: -16.74%
• Year to date: -1.87%
• 1 year: -8.61%
• 5 years: -87.05%
• 10 years: -87.05%
• Sector: Technology
• Industry: Software - Infrastructure

About: Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.

Employees: 553

Fund manager confidence

Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)

134% more call options, than puts

Call options by funds: $27M | Put options by funds: $11.6M

52% more first-time investments, than exits

New positions opened: 41 | Existing positions closed: 27

11% more funds holding

Funds holding: 118 [Q3] → 131 (+13) [Q4]

2.04% more ownership

Funds ownership: 47.56% [Q3] → 49.6% (+2.04%) [Q4]

5% more repeat investments, than reductions

Existing positions increased: 39 | Existing positions reduced: 37

0% more funds holding in top 10

Funds holding in top 10: 2 [Q3] → 2 (+0) [Q4]

5% less capital invested

Capital invested by funds: $297M [Q3] → $281M (-$16.1M) [Q4]

Research analyst outlook

6 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $14.50 53% upside
• Avg. target: $25 169% upside
• High target: $36 281% upside

6 analyst ratings

• positive: 5 83%
• neutral: 1 17%
• negative: 0 0%

Citizens Capital Markets David Scharf 34% 1-year accuracy 14 / 41 met price target	175% upside $26	Market Perform Reiterated	25 Mar 2025
B. Riley Securities Hal Goetsch 32% 1-year accuracy 9 / 28 met price target	281% upside $36	Buy Maintained	17 Mar 2025
Benchmark Mark Palmer 43% 1-year accuracy 32 / 75 met price target	165% upside $25	Buy Reiterated	17 Mar 2025
JMP Securities David Scharf 34% 1-year accuracy 14 / 41 met price target	175% upside $26	Market Outperform Maintained	14 Feb 2025
Canaccord Genuity Joseph Vafi 15% 1-year accuracy 12 / 79 met price target	165% upside $25	Buy Maintained	13 Feb 2025