Primerica
About: Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the US.
Employees: 2,874
0
Funds holding %
of 7,419 funds
0
Analysts bullish %
of 3 analysts
Fund manager confidence
Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)
150% more first-time investments, than exits
New positions opened: 75 | Existing positions closed: 30
83% more funds holding in top 10
Funds holding in top 10: 6 [Q3] → 11 (+5) [Q4]
52% more call options, than puts
Call options by funds: $868K | Put options by funds: $570K
12% more repeat investments, than reductions
Existing positions increased: 167 | Existing positions reduced: 149
8% more funds holding
Funds holding: 446 [Q3] → 483 (+37) [Q4]
1% more capital invested
Capital invested by funds: $8.17B [Q3] → $8.25B (+$79.9M) [Q4]
0.07% less ownership
Funds ownership: 91.15% [Q3] → 91.07% (-0.07%) [Q4]
Research analyst outlook
3 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$304
19%
upside
Avg. target
$310
22%
upside
High target
$315
24%
upside
3 analyst ratings
0 positive
0%
3 neutral
100%
0 negative
0%
Keefe, Bruyette & Woods Ryan Krueger 50% 1-year accuracy 11 / 22 met price target | 24%upside $315 | Market Perform Maintained | 9 Apr 2025 |
Morgan Stanley Bob Huang 78% 1-year accuracy 14 / 18 met price target | 19%upside $304 | Equal-Weight Maintained | 28 Feb 2025 |
BMO Capital Jack Matten 33% 1-year accuracy 2 / 6 met price target | 22%upside $311 | Market Perform Initiated | 23 Jan 2025 |
Financial journalist opinion
Based on 3 articles about PRI published over the past 30 days
Positive
Zacks Investment Research
12 hours ago
Will Primerica (PRI) Beat Estimates Again in Its Next Earnings Report?
Primerica (PRI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Neutral
Business Wire
1 week ago
National Survey: Middle-Income Americans Grapple With Growing Financial Uncertainty; Inflation Once Again Is Top Concern
DULUTH, Ga.--(BUSINESS WIRE)--Inflation continues to be the top concern of middle-income Americans, according to Primerica's latest Financial Security Monitor™ (FSM™), with 62% reporting stress over finances, up from 57% during the fourth quarter of 2024. Forty-six percent (46%) expect to be worse off financially in the next year, up from 27% in December 2024. “Middle-income Americans continue to face significant financial stress, and they are not anticipating relief in the near future,” said G.
Neutral
Business Wire
4 weeks ago
Primerica Household Budget Index™: Uncertainty Continues to Increase for Middle-Income Families Over Rising Cost of Necessities and Leveling of Income Growth
DULUTH, Ga.--(BUSINESS WIRE)--The latest Primerica Household Budget Index™ (HBI™), a monthly economic snapshot measuring the impact of inflation on middle-income households alongside their earned income, found the average purchasing power for necessities fell to 99.4% in February, a 0.3% decrease from a month ago but a 0.4% increase from a year ago. For households earning an annual income of around $60,000, the increase in necessity goods prices in February cost them about $110 more in total th.
Neutral
Seeking Alpha
1 month ago
Undercovered Dozen: INmune Bio, Primerica, First Quantum, Pinnacle West +
The 'Undercovered' Dozen series highlights 12 lesser-covered stocks, offering fresh ideas and fostering discussion among investors. Mitsui & Co. is given a 'buy' recommendation, driven by Warren Buffett's increased stake, stable commodity prices, and promising long-term growth from a new Australian iron ore deal. Sandisk Corporation is also seen as a 'buy' post-separation from Western Digital, with strong market performance and potential for unlocking shareholder value as an independent flash storage company.
Neutral
Seeking Alpha
1 month ago
Primerica: More Than A Life Insurance Company
Primerica operates as a life insurance company but also excels in financial product distribution, leveraging a low-capital, high-margin business model. The company focuses on underserved middle-income families, offering term life insurance and investment programs, supported by a large independent sales force. Despite skepticism and MLM concerns, Primerica shows strong financial performance, high ROE, and significant capital returns, outpacing traditional life insurers.
Positive
Zacks Investment Research
1 month ago
Primerica Q4 Earnings Beat on Higher Premiums, Revenues Up Y/Y
PRI's fourth-quarter earnings benefit from higher premiums and investment income.
Neutral
Business Wire
1 month ago
Primerica Household Budget Index™: Inflation Continues to Disproportionately Impact Middle-Income Americans, Continuing an 18-Month Trend
DULUTH, Ga.--(BUSINESS WIRE)--The latest Primerica Household Budget Index™ (HBI™), a monthly economic snapshot measuring the impact of inflation on middle-income households alongside their wages, found the average purchasing power for necessities fell to 99.7% in January, a 0.6% decrease from a month ago but a 0.3% increase from a year ago. The rising cost of auto insurance, gasoline and utilities accounted for the most recent erosion in purchasing power demonstrated by the HBI™ in January. Gas.
Positive
Seeking Alpha
2 months ago
Our Top 10 Dividend High-Growth Stocks - February 2025
This monthly article focuses on selecting high-growth dividend stocks with rapidly growing dividends rather than high current yields. We use our proprietary models to rate quantitatively and qualitatively and select the top ten names from an initial list of nearly 400 dividend stocks. The final list of ten stocks is chosen based on sector diversity, high-growth quality scores, and positive momentum, suitable for investors in the accumulation phase.
Neutral
Seeking Alpha
2 months ago
Primerica, Inc. (PRI) Q4 2024 Earnings Call Transcript
Primerica, Inc. (NYSE:PRI ) Q4 2024 Earnings Conference Call February 12, 2025 10:00 AM ET Company Participants Nicole Russell - SVP, IR Glenn Williams - CEO Tracy Tan - EVP & CFO Conference Call Participants Wilma Burdis - Raymond James John Barnidge - Piper Sandler Mark Hughes - Truist Securities Suneet Kamath - Jefferies Dan Bergman - TD Cowen Jack Matten - BMO Capital Markets Operator Greetings, and welcome to the Primerica Fourth Quarter 2024 Earnings Call. At this time all participants are in a listen-only mode.
Positive
Zacks Investment Research
2 months ago
Primerica (PRI) Reports Q4 Earnings: What Key Metrics Have to Say
The headline numbers for Primerica (PRI) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
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