Primerica (PRI)

• Market cap: $9.12B
• 1 day: -2.33%
• 5 days: -3.75%
• 1 month: -6.86%
• 3 months: -7.91%
• 6 months: 5.38%
• Year to date: 0.60%
• 1 year: 10.73%
• 5 years: 106.60%
• 10 years: 420.27%
• Sector: Financials
• Industry: Life Insurance

About: Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has four segments Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the US.

Employees: 3,450

Fund manager confidence

Based on 2024 Q4 regulatory filings by fund managers ($100M+ AUM)

141% more first-time investments, than exits

New positions opened: 70 | Existing positions closed: 29

67% more funds holding in top 10

Funds holding in top 10: 6 [Q3] → 10 (+4) [Q4]

52% more call options, than puts

Call options by funds: $868K | Put options by funds: $570K

10% more repeat investments, than reductions

Existing positions increased: 163 | Existing positions reduced: 148

5% more funds holding

Funds holding: 447 [Q3] → 470 (+23) [Q4]

4% less capital invested

Capital invested by funds: $8.2B [Q3] → $7.89B (-$308M) [Q4]

4.36% less ownership

Funds ownership: 91.51% [Q3] → 87.15% (-4.36%) [Q4]

Research analyst outlook

5 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $300 10% upside
• Avg. target: $318 16% upside
• High target: $345 26% upside

5 analyst ratings

• positive: 1 20%
• neutral: 4 80%
• negative: 0 0%

Keefe, Bruyette & Woods Ryan Krueger 86% 1-year accuracy 18 / 21 met price target	17% upside $320	Market Perform Maintained	18 Feb 2025
Morgan Stanley Bob Huang 72% 1-year accuracy 13 / 18 met price target	14% upside $313	Equal-Weight Maintained	14 Feb 2025
BMO Capital Jack Matten 75% 1-year accuracy 3 / 4 met price target	14% upside $311	Market Perform Initiated	23 Jan 2025
Piper Sandler John Barnidge 71% 1-year accuracy 34 / 48 met price target	10% upside $300	Neutral Maintained	18 Dec 2024
TD Cowen Andrew Kligerman 70% 1-year accuracy 7 / 10 met price target	26% upside $345	Buy Maintained	26 Nov 2024