SoFi TechnologiesSOFI
SOFI
About: SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
Employees: 5,000
0
Funds holding %
of 7,372 funds
0
Analysts bullish %
of 6 analysts
Fund manager confidence
Based on 2024 Q4 regulatory filings by fund managers ($100M+ AUM)
111% more first-time investments, than exits
New positions opened: 160 | Existing positions closed: 76
104% more capital invested
Capital invested by funds: $3.97B [Q3] → $8.07B (+$4.11B) [Q4]
12% more funds holding
Funds holding: 612 [Q3] → 686 (+74) [Q4]
10% more call options, than puts
Call options by funds: $1.78B | Put options by funds: $1.62B
1.28% more ownership
Funds ownership: 46.94% [Q3] → 48.22% (+1.28%) [Q4]
6% less repeat investments, than reductions
Existing positions increased: 206 | Existing positions reduced: 220
33% less funds holding in top 10
Funds holding in top 10: 6 [Q3] → 4 (-2) [Q4]
Research analyst outlook
6 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$8
34%
downside
Avg. target
$13.75
14%
upside
High target
$20
65%
upside
6 analyst ratings
2 positive
33%
2 neutral
33%
2 negative
33%
Goldman Sachs Michael Ng 48% 1-year accuracy 13 / 27 met price target | 21%downside $9.50 | Neutral Maintained | 28 Jan 2025 |
UBS Tim Chiodo 0% 1-year accuracy 0 / 1 met price target | 16%upside $14 | Neutral Maintained | 28 Jan 2025 |
Needham Kyle Peterson 32% 1-year accuracy 19 / 59 met price target | 65%upside $20 | Buy Maintained | 28 Jan 2025 |
Citigroup Ashwin Shirvaikar 48% 1-year accuracy 16 / 33 met price target | 49%upside $18 | Buy Maintained | 14 Jan 2025 |
Keefe, Bruyette & Woods Timothy Switzer 54% 1-year accuracy 13 / 24 met price target | 34%downside $8 | Underperform Downgraded | 2 Jan 2025 |
Financial journalist opinion
Based on 43 articles about SOFI published over the past 30 days
Positive
Seeking Alpha
2 days ago
SoFi: Student Loan Changes Are Good
SoFi Technologies has shown strong performance, with shares up 8% since October, outperforming the S&P 500, which is down nearly 5%. The company has achieved multiple GAAP-profitable quarters and a full year of GAAP net income in 2024, indicating sustainable, long-term profitability. SoFi's customer base is growing rapidly, with a 34% year-over-year membership increase and 40% of new members adopting a second product within 30 days.
Negative
The Motley Fool
2 days ago
Stock Market Correction: 2 Stocks Down 26% and 20% in a Month That You Can Buy Right Now
The S&P 500 recently dipped into correction territory, falling more than 10% from its recent high, and the tech-heavy Nasdaq-100 index has performed even worse. While it's never fun to watch the value of your stock portfolio go down, it's important to take a step back.
Neutral
GlobeNewsWire
3 days ago
SoFi Announces Monthly Distributions on $THTA (12.00%)
NEW YORK, March 14, 2025 (GLOBE NEWSWIRE) -- SoFi, a leading provider of thematic and income ETFs, today announced monthly distributions on the SoFi Enhanced Yield ETF (THTA). Distribution as of 03/14/2025 ETF Ticker Distribution per Share Distribution Rate * 30-Day SEC Yield** Ex-Date Record Date Payment Date THTA $0.1845 12.00% 3.69% 03/17/2025 03/17/2025 03/18/2025 Inception date: 11/15/2023 Click here to view standardized performance for THTA.
Negative
24/7 Wall Street
3 days ago
SoFi Technologies (SOFI) Price Prediction and Forecast 2025-2030 for March 14
Shares of SoFi Technologies Inc. (NASDAQ: SOFI) fell 4.5% on Thursday, continuing the past month's downward trend.
Positive
PYMNTS
3 days ago
SoFi Lands $5 Billion to Expand Loan Platform Business
SoFi has finalized an agreement with Blue Owl Capital worth at least $5 billion. The deal with the asset manager, announced Thursday (March 13), will allow SoFi to expand its loan platform business, which refers pre-qualified borrowers to loan origination partners and originates loans on behalf of third parties.
Positive
Zacks Investment Research
3 days ago
Is Trending Stock SoFi Technologies, Inc. (SOFI) a Buy Now?
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
Positive
Reuters
3 days ago
SoFi seals up to $5 billion loan agreement as fintech lending gains ground
SoFi said on Thursday it has finalized an agreement of up to $5 billion with funds managed by asset manager Blue Owl Capital to provide personal loans on its finance app, highlighting the increasing shift of consumers from traditional banks to fintech lenders.
Neutral
Business Wire
3 days ago
SoFi Expands Loan Platform Business with $5 Billion Agreement with Blue Owl Capital Funds
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. finalized an up to $5 billion Loan Platform Business agreement for personal loans with funds managed by Blue Owl Capital.
Positive
Seeking Alpha
3 days ago
SoFi Technologies: The Cross-Selling Snowball Rolls Forward
SoFi Technologies' disruptive financial services approach and strong growth across all vital metrics make it a confident "Strong Buy". SoFi's "land-and-expand" strategy and expanding service ecosystem, including new credit cards and crypto offerings, promise continued aggressive growth and profitability. Despite market uncertainties and competition, SoFi's attractive valuation and economies of scale potential make the recent pullback a compelling buying opportunity.
Positive
The Motley Fool
4 days ago
5 Brilliant Growth Stocks to Buy Now and Hold for the Long Term
For many, or most, of us, it's smart to aim for average returns, because they're rather powerful and they can be simple to achieve -- by socking money away in one or more low-fee, broad-market index funds such as one that tracks the S&P 500.
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