SoFi TechnologiesSOFI
SOFI
About: SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
Employees: 4,400
0
Funds holding %
of 6,831 funds
0
Analysts bullish %
of 9 analysts
Fund manager confidence
Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)
52% more first-time investments, than exits
New positions opened: 108 | Existing positions closed: 71
38% more repeat investments, than reductions
Existing positions increased: 220 | Existing positions reduced: 160
28% more capital invested
Capital invested by funds: $3.1B [Q2] → $3.96B (+$858M) [Q3]
20% more funds holding in top 10
Funds holding in top 10: 5 [Q2] → 6 (+1) [Q3]
5% more funds holding
Funds holding: 578 [Q2] → 607 (+29) [Q3]
2.47% more ownership
Funds ownership: 44.38% [Q2] → 46.85% (+2.47%) [Q3]
10% more call options, than puts
Call options by funds: $672M | Put options by funds: $612M
Research analyst outlook
9 Wall Street Analysts provided 1 year price targets over the past 3 months
Low target
$8
49%
downside
Avg. target
$14.06
10%
downside
High target
$20
29%
upside
9 analyst ratings
3 positive
33%
3 neutral
33%
3 negative
33%
Goldman Sachs Michael Ng 78% 1-year accuracy 21 / 27 met price target | 39%downside $9.50 | Neutral Maintained | 28 Jan 2025 |
UBS Tim Chiodo 100% 1-year accuracy 1 / 1 met price target | 10%downside $14 | Neutral Maintained | 28 Jan 2025 |
Needham Kyle Peterson 66% 1-year accuracy 41 / 62 met price target | 29%upside $20 | Buy Maintained | 28 Jan 2025 |
Citigroup Ashwin Shirvaikar 85% 1-year accuracy 28 / 33 met price target | 16%upside $18 | Buy Maintained | 14 Jan 2025 |
Keefe, Bruyette & Woods Timothy Switzer 75% 1-year accuracy 18 / 24 met price target | 49%downside $8 | Underperform Downgraded | 2 Jan 2025 |
Financial journalist opinion
Based on 94 articles about SOFI published over the past 30 days
Neutral
The Motley Fool
6 hours ago
SoFi: High Risk, High Reward
SoFi (SOFI -0.71%) has been one of the hottest stocks in banking over the past year and for good reason. The company is growing lending, technology, and financial services segments.
Positive
The Motley Fool
1 day ago
Anthony Noto Just Delivered Fantastic News for SoFi Investors
Shares of SoFi Technologies (SOFI 1.02%) have been rocketing higher in recent months. They are up 116% since late July, as investors appear to be growing incredibly optimistic about the company's prospects.
Negative
The Motley Fool
1 day ago
Here Are Some Great Reasons to Buy SoFi, and a Few Reasons to Be Cautious
SoFi (SOFI -2.41%) recently reported strong fourth-quarter earnings, but its profit guidance for 2025 disappointed some investors. In this video, SoFi investor and longtime Fool.com contributor Matt Frankel discusses the results and what he's watching with colleague Tyler Crowe.
Neutral
Business Wire
2 days ago
SoFi to Participate in Upcoming Investor Conference
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, today announced that it will participate in an upcoming investor conference. SoFi's CEO, Anthony Noto, will participate in a moderated fireside chat discussion at the BofA Securities 2025 Financial Services Conference. Full session details for the conference appearance are as follows: BofA S.
Positive
Seeking Alpha
2 days ago
SoFi Technologies Is Still A Buy Despite Near 100% Run-Up
SoFi Technologies has shown significant improvement in fundamentals, turning profitable in 2024, with a 35.8% YoY revenue growth and a 45% net profit margin. Despite disappointing 2025 guidance, I remain bullish on SOFI due to its cultural appeal to Millennials and its strong digital platform. High valuation and weak free cash flow are risks, but the stock's profitability and growth potential make it suitable for aggressive and moderate investors.
Positive
Seeking Alpha
3 days ago
SoFi: Investing In Big Future
SoFi Technologies reported a significant revenue beat for Q4 and record loan originations, with a focus on personal loans and new financial services. The fintech's guidance for 2025 includes 25% revenue growth and 30% incremental EBITDA margins, sacrificing short-term profits for long-term expansion. The stock trades at a low multiple relative to its growth rates, making it an attractive buy even at $16, with sustainable 25% EPS growth expected.
Neutral
The Motley Fool
3 days ago
Should Investors Be Worried About SoFi's Guidance?
SoFi Technologies (SOFI -4.01%) reported another blockbuster quarter chock-full of excellent performance and beats on revenue and earnings per share (EPS). But as usual, the market found something to be disappointed with: This time, it's guidance.
Positive
The Motley Fool
3 days ago
1 Top Risk the Smartest Investors Know About SoFi Stock
SoFi Technologies (SOFI -4.01%) has been kind to its investors. In the past 12 months, shares have more than doubled.
Positive
The Motley Fool
3 days ago
Is SoFi Stock a Buy Now?
SoFi Technologies (SOFI -4.01%) recently reported its earnings results, which looked quite stellar. The company beat earnings estimates laid out by analysts, and posted its first full-year GAAP profit since going public in 2021.
Positive
Seeking Alpha
4 days ago
SoFi Technologies: Fade The Rally First - Bright Long-Term Prospects
SOFI has had an outstanding rally since the 2022 bottoms, as the macroeconomic outlook turns optimistic and the Fed rate cuts occur. These have also partly contributed to the fintech's robust performance and financial metrics, significantly aided by the increased cross-selling observed in its vertically integrated offerings. If anything, readers may want to note that SOFI has had a habit of sandbagging while incrementally raising guidance during the quarterly earning calls.
Charts implemented using Lightweight Charts™