Synchrony
About: Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Employees: 20,000
Fund manager confidence
Based on 2024 Q4 regulatory filings by fund managers ($100M+ AUM)
200% more first-time investments, than exits
New positions opened: 177 | Existing positions closed: 59
86% more funds holding in top 10
Funds holding in top 10: 7 [Q3] → 13 (+6) [Q4]
73% more call options, than puts
Call options by funds: $683M | Put options by funds: $394M
30% more capital invested
Capital invested by funds: $18.9B [Q3] → $24.5B (+$5.6B) [Q4]
11% more funds holding
Funds holding: 768 [Q3] → 851 (+83) [Q4]
1.04% more ownership
Funds ownership: 95.61% [Q3] → 96.64% (+1.04%) [Q4]
3% less repeat investments, than reductions
Existing positions increased: 284 | Existing positions reduced: 294
Research analyst outlook
10 Wall Street Analysts provided 1 year price targets over the past 3 months
10 analyst ratings
Truist Securities Brian Foran 82% 1-year accuracy 9 / 11 met price target | 25%upside $77 | Hold Maintained | 30 Jan 2025 |
RBC Capital Karl Shepard 20% 1-year accuracy 1 / 5 met price target | 19%upside $73 | Sector Perform Maintained | 29 Jan 2025 |
Compass Point David Rochester 63% 1-year accuracy 15 / 24 met price target | 14%upside $70 | Neutral Downgraded | 28 Jan 2025 |
B of A Securities Mihir Bhatia 69% 1-year accuracy 9 / 13 met price target | 38%upside $85 | Buy Maintained | 28 Jan 2025 |
UBS Eric Wasserstrom 100% 1-year accuracy 1 / 1 met price target | 7%upside $66 | Neutral Maintained | 13 Jan 2025 |
Financial journalist opinion
Based on 54 articles about SYF published over the past 30 days
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
