SynchronySYF
About: Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Employees: 20,000
Fund manager confidence
Based on 2024 Q4 regulatory disclosures by fund managers ($100M+ AUM)
215% more first-time investments, than exits
New positions opened: 186 | Existing positions closed: 59
86% more funds holding in top 10
Funds holding in top 10: 7 [Q3] → 13 (+6) [Q4]
74% more call options, than puts
Call options by funds: $684M | Put options by funds: $394M
31% more capital invested
Capital invested by funds: $18.8B [Q3] → $24.5B (+$5.77B) [Q4]
14% more funds holding
Funds holding: 768 [Q3] → 879 (+111) [Q4]
1.8% more ownership
Funds ownership: 95.12% [Q3] → 96.91% (+1.8%) [Q4]
1% less repeat investments, than reductions
Existing positions increased: 294 | Existing positions reduced: 298
Research analyst outlook
9 Wall Street Analysts provided 1 year price targets over the past 3 months
9 analyst ratings
Truist Securities Brian Foran 38% 1-year accuracy 8 / 21 met price target | 11%upside $57 | Hold Maintained | 25 Apr 2025 |
Wells Fargo Donald Fandetti 44% 1-year accuracy 14 / 32 met price target | 26%upside $65 | Overweight Maintained | 23 Apr 2025 |
Evercore ISI Group John Pancari 43% 1-year accuracy 13 / 30 met price target | 9%upside $56 | Outperform Maintained | 23 Apr 2025 |
JP Morgan Richard Shane 44% 1-year accuracy 28 / 64 met price target | 3%downside $50 | Overweight Maintained | 8 Apr 2025 |
Morgan Stanley | 14%downside $44 | Equal-Weight Downgraded | 7 Apr 2025 |
Financial journalist opinion
Based on 30 articles about SYF published over the past 30 days









