Upstart Holdings (UPST)

• Market cap: $6.24B
• 1 day: 1.74%
• 5 days: -19.84%
• 1 month: -2.84%
• 3 months: 72.12%
• 6 months: 212.61%
• Year to date: 76.29%
• 1 year: 56.77%
• 5 years: 132.10%
• 10 years: 132.10%
• Sector: Financials
• Industry: Finance Services

About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Employees: 1,388

Fund manager confidence

Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)

229% more first-time investments, than exits

New positions opened: 102 | Existing positions closed: 31

107% more capital invested

Capital invested by funds: $953M [Q2] → $1.97B (+$1.02B) [Q3]

26% more funds holding

Funds holding: 268 [Q2] → 339 (+71) [Q3]

9.43% more ownership

Funds ownership: 45.94% [Q2] → 55.37% (+9.43%) [Q3]

1% more call options, than puts

Call options by funds: $591M | Put options by funds: $585M

0% more repeat investments, than reductions

Existing positions increased: 81 | Existing positions reduced: 81

Research analyst outlook

6 Wall Street Analysts provided 1 year price targets over the past 3 months

• Low target: $57 17% downside
• Avg. target: $81 18% upside
• High target: $100 46% upside

6 analyst ratings

• positive: 4 67%
• neutral: 1 17%
• negative: 1 17%

Needham Kyle Peterson 60% 1-year accuracy 35 / 58 met price target	46% upside $100	Buy Upgraded	13 Dec 2024
Redburn Atlantic Simon Clinch 100% 1-year accuracy 1 / 1 met price target	39% upside $95	Buy Upgraded	3 Dec 2024
JP Morgan Reginald Smith 54% 1-year accuracy 14 / 26 met price target	17% downside $57	Underweight Downgraded	2 Dec 2024
Wedbush David Chiaverini 82% 1-year accuracy 40 / 49 met price target	12% downside $60	Neutral Maintained	8 Nov 2024
Citigroup Peter Christiansen 58% 1-year accuracy 7 / 12 met price target	27% upside $87	Buy Upgraded	8 Nov 2024