UPST icon

Upstart Holdings

62.96 USD
-1.54
2.39%
At close Jan 17, 4:00 PM EST
After hours
63.27
+0.31
0.49%
1 day
-2.39%
5 days
13.67%
1 month
-24.14%
3 months
20.96%
6 months
103.69%
Year to date
3.55%
1 year
102.70%
5 years
113.64%
10 years
113.64%
 

About: Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Employees: 1,388

0
Funds holding %
of 6,823 funds
0
Analysts bullish %
of 6 analysts

Fund manager confidence

Based on 2024 Q3 regulatory filings by fund managers ($100M+ AUM)

278% more first-time investments, than exits

New positions opened: 102 | Existing positions closed: 27

108% more capital invested

Capital invested by funds: $955M [Q2] → $1.99B (+$1.04B) [Q3]

26% more funds holding

Funds holding: 268 [Q2] → 339 (+71) [Q3]

9.93% more ownership

Funds ownership: 46.07% [Q2] → 56.0% (+9.93%) [Q3]

1% more call options, than puts

Call options by funds: $591M | Put options by funds: $586M

0% more repeat investments, than reductions

Existing positions increased: 81 | Existing positions reduced: 81

Research analyst outlook

6 Wall Street Analysts provided 1 year price targets over the past 3 months

Low target
$57
9%
downside
Avg. target
$81
28%
upside
High target
$100
59%
upside

6 analyst ratings

positive
67%
neutral
17%
negative
17%
Needham
Kyle Peterson
57% 1-year accuracy
34 / 60 met price target
59%upside
$100
Buy
Upgraded
13 Dec 2024
Redburn Atlantic
Simon Clinch
0% 1-year accuracy
0 / 1 met price target
51%upside
$95
Buy
Upgraded
3 Dec 2024
JP Morgan
Reginald Smith
58% 1-year accuracy
15 / 26 met price target
9%downside
$57
Underweight
Downgraded
2 Dec 2024
Wedbush
David Chiaverini
81% 1-year accuracy
39 / 48 met price target
5%downside
$60
Neutral
Maintained
8 Nov 2024
Citigroup
Peter Christiansen
64% 1-year accuracy
9 / 14 met price target
38%upside
$87
Buy
Upgraded
8 Nov 2024

Financial journalist opinion

Based on 22 articles about UPST published over the past 30 days

Positive
The Motley Fool
2 days ago
3 No-Brainer Fintech Stocks to Buy With $200 Right Now
Many fintech stocks soared in 2020 and 2021 as pandemic-driven digital transactions, stimulus checks, and low interest rates generated strong tailwinds for the sector. But in 2022 and 2023, a lot of those stocks tumbled as inflation, rising rates, and other macroeconomic headwinds curbed consumer spending and crushed higher-growth stocks.
3 No-Brainer Fintech Stocks to Buy With $200 Right Now
Positive
The Motley Fool
2 days ago
Where Will Upstart Stock Be in 5 Years?
Upstart Holdings (UPST -2.39%) shareholders enjoyed a 51% gain last year, trouncing the S&P 500, and its business is poised to rebound this year. That should lead to further gains.
Where Will Upstart Stock Be in 5 Years?
Neutral
The Motley Fool
4 days ago
2 Artificial Intelligence (AI) Stocks That Could Change the World (and Make Many Millionaires)
Investing in new technologies can be risky. When the dot-com internet bubble burst in the early 2000s, thousands of high-flying tech companies in the public and private markets went under, leaving their shareholders with significant losses.
2 Artificial Intelligence (AI) Stocks That Could Change the World (and Make Many Millionaires)
Positive
The Motley Fool
5 days ago
Upstart, Robinhood, and Opendoor Are All Spiking on Wednesday -- Here's Why They Could Go Even Higher
The stock market was having a generally strong day on Wednesday, with the S&P 500 (^GSPC 1.60%) and Nasdaq Composite (^IXIC 2.16%) up by 1.7% and 2.3%, respectively, as of 10:30 a.m. ET. However, several financial technology, or fintech, stocks were spiking much higher.
Upstart, Robinhood, and Opendoor Are All Spiking on Wednesday -- Here's Why They Could Go Even Higher
Neutral
Business Wire
5 days ago
Upstart Unveils Enhanced Showroom and Auto Financing Solutions that Boost Dealership Sales, Elevate Customer Experience
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Unveils Enhanced Showroom and Auto Financing Solutions that Boost Dealership Sales, Elevate Customer Experience.
Upstart Unveils Enhanced Showroom and Auto Financing Solutions that Boost Dealership Sales, Elevate Customer Experience
Neutral
Business Wire
6 days ago
Upstart to Report Fourth Quarter and Full Year 2024 Earnings on Feb. 11, 2025
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Report Fourth Quarter and Full Year 2024 Earnings on Feb. 11, 2025.
Upstart to Report Fourth Quarter and Full Year 2024 Earnings on Feb. 11, 2025
Neutral
Zacks Investment Research
6 days ago
Upstart Holdings, Inc. (UPST) Stock Declines While Market Improves: Some Information for Investors
In the latest trading session, Upstart Holdings, Inc. (UPST) closed at $57.07, marking a -1.16% move from the previous day.
Upstart Holdings, Inc. (UPST) Stock Declines While Market Improves: Some Information for Investors
Positive
The Motley Fool
1 week ago
Why Upstart Stock Jumped 51% in 2024
Shares of Upstart (UPST -2.50%) stock gained 51% in 2024 according to data provided by S&P Global Market Intelligence. The AI credit evaluation company might have hit rock bottom, and the market expects lower interest rates to help it climb back up.
Why Upstart Stock Jumped 51% in 2024
Positive
The Motley Fool
1 week ago
Should You Buy Upstart Stock While It's Below $100?
Upstart (UPST -2.50%) has gone on a wild ride since its IPO on Dec. 18, 2020. The online lending marketplace went public at $20, skyrocketed to its all-time high of $390 on Oct. 15, 2021, but sank to a record low of $12.40 on Dec. 27, 2022.
Should You Buy Upstart Stock While It's Below $100?
Negative
The Motley Fool
1 week ago
This Artificial Intelligence (AI) Stock Is Up 158% Over the Last 6 Months, But It Faces 1 Big Risk Going Into 2025
Upstart Holdings (UPST -2.50%) has been on a roller coaster since its initial public offering (IPO) in 2020. The lender, powered by artificial intelligence (AI), aims to democratize borrowing for a wide range of consumers.
This Artificial Intelligence (AI) Stock Is Up 158% Over the Last 6 Months, But It Faces 1 Big Risk Going Into 2025
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